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Modoc County Foreclosures, Bank Owned Homes, Short Sales

Along with the Modoc County foreclosure trends, statistics, housing data and demographics, you can review every preforeclosure, foreclosure or bank owned property by selecting a city or ZIP code in Modoc County from the list below. For further information on specific foreclosure properties we recommend working with a local Realtor® that uses ForeclosureRadar.com, or subscribing to ForeclosureRadar.com, the professional's foreclosure service.

Top Foreclosure ZIP codes in Modoc County

96101
96006
96116
96115
96112
96110
96108
96104
96054
96015
96134

Top Foreclosure Cities in Modoc County

Alturas
Tulelake

Modoc County Foreclosure Trends

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<div align='center' style='padding: 3px; border: 1px solid #bbb; '><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'><img src='http://charts.foreclosureradar.com/california/modoc-county/filings-month' alt='Graph of Foreclosure Filings in Modoc County' /></a><br><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'>06049 - Foreclosure Filings</a></div>

Foreclosure Filings—Notice of Default filings are the first step in the foreclosure process. Notice of Trustee Sale filings set the date and time of an auction, and serve as the homeowner's final notice before sale.

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<div align='center' style='padding: 3px; border: 1px solid #bbb; '><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'><img src='http://charts.foreclosureradar.com/california/modoc-county/outcomes-month' alt='Graph of Foreclosure Outcomes in Modoc County' /></a><br><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'>06049 - Foreclosure Outcomes</a></div>

Foreclosure Outcomes—After the filing of a Notice of Trustee Sale, there are only three possible outcomes. First, the sale can be Cancelled for reasons that include a successful loan modification or short sale, a filing error, or a legal requirement to re-file the notice after extended postponements. Alternatively, if the property is taken to sale, the bank will place the opening bid. If a 3rd party, typically an investor, bids more than the bank's opening bid, the property will be Sold to 3rd Party; if not, it will go Back to the Bank and become part of that bank's REO inventory.

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<div align='center' style='padding: 3px; border: 1px solid #bbb; '><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'><img src='http://charts.foreclosureradar.com/california/modoc-county/inventories-month' alt='Graph of Foreclosure Inventories in Modoc County' /></a><br><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'>06049 - Foreclosure Inventories</a></div>

Foreclosure Inventories—Preforeclosure inventory is an estimate of the number of properties that have had a Notice of Default filed against the property, but have not yet been Scheduled for Sale. The Scheduled for Sale inventory indicates those properties that have had a Notice of Trustee Sale filed, but have not yet been sold or had the sale cancelled. The Bank Owned (REO) inventory indicates the number of properties that have been sold Back to the Bank at the trustee sale, and which the bank has not yet resold to another party.

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<div align='center' style='padding: 3px; border: 1px solid #bbb; '><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'><img src='http://charts.foreclosureradar.com/california/modoc-county/bids-month' alt='Graph of Foreclosure Bids in Modoc County' /></a><br><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'>06049 - Foreclosure Bids</a></div>

Foreclosure Bids—The Published Bid is the amount listed in the Notice of Trustee Sale and is typically the balance due at the original date of sale. The Opening Bid is the bank's starting bid at auction, and is often discounted from the Published Bid. The Winning Bid is the highest bid received at auction and reflects the amount at which the bank or 3rd party purchased the foreclosure.

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Foreclosure Discounting—This chart compares the winning Bid Amount of properties sold at trustee sale to both the outstanding Loan Amount, and the current Market Value. Banks place an Opening Bid for each property and if a 3rd Party does not make a higher bid, the property will be sold Back to Bank (REO) for the Opening Bid amount. Properties Sold to 3rd Parties will typically have Winning Bids with deeper discounts to both Loan Amount and Market Value as only low Opening Bids will attract investor interest.

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Time to Foreclose—The average number of days between the filing of the Notice of Default and the final sale at auction for foreclosure sales that occurred during the specified month. Time to Resell—The average number of days between the final sale at auction and when the property was resold by the bank or 3rd party.

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Filings By Number of Bedrooms—The number of foreclosures that have received either a Notice of Default or Notice of Sale, shown in columns arranged by the property's number of bedrooms.

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Filings By Square Foot—The number of foreclosures that have received either a Notice of Default or Notice of Sale, shown in columns arranged by the size range of the property in square feet.

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<div align='center' style='padding: 3px; border: 1px solid #bbb; '><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'><img src='http://charts.foreclosureradar.com/california/modoc-county/yrbuilt-month' alt='Graph of Filings per Year Built in Modoc County' /></a><br><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'>06049 - Filings per Year Built</a></div>

Filings By Year Built—The number of foreclosures that have received either a Notice of Default or Notice of Sale, shown in columns arranged by when the property was built.

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Filings By Est. Market Value—The number of foreclosures that have received either a Notice of Default or Notice of Sale, shown in columns arranged by the estimated market value of the property in foreclosure.

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<div align='center' style='padding: 3px; border: 1px solid #bbb; '><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'><img src='http://charts.foreclosureradar.com/california/modoc-county/loanbal-month' alt='Graph of Filings per Loan Balance in Modoc County' /></a><br><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'>06049 - Filings per Loan Balance</a></div>

Filings By Loan Balance—The number of foreclosures that have received either a Notice of Default or Notice of Sale, shown in columns arranged by the balance of the loan in foreclosure.

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<div align='center' style='padding: 3px; border: 1px solid #bbb; '><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'><img src='http://charts.foreclosureradar.com/california/modoc-county/loandate-month' alt='Graph of Filings By Loan Origination Date in Modoc County' /></a><br><a href='http://www.foreclosureradar.com//california/modoc-county-foreclosures'>06049 - Filings By Loan Origination Date</a></div>

Filings By Loan Origination Date—The number of foreclosures that have received either a Notice of Default or Notice of Sale, shown in columns arranged by the quarter and year in which the loan was originally made.

California Foreclosure Process

Start of foreclosure process. Initial notice recorded after borrower fails to meet the terms of their loan.
CC 2924c.(a)(1)

Sets auction date. Can be recorded 3 months after Notice of Default
CC 2924 c. (b)(1)

Initial auction date can be just 20 days after Notice of Trustees Sale is recorded.
CC 2924 f. (b)(1)

Auctions can postpone for up to one year.
CC 2924 g. (c)(1)

More information on Postponement Reasons

Transfers property to winning bidder. By default this will be the lender if no bid higher than the lender's opening bid is received.
CC 2924 h. (c)

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Modoc County Housing Data

Median House Value $158,600
Single Family 77 %
2-4 Units 2%
5+ Units 3%
Average Age 41
Owner-Occupied 70%
Median Rent $560

Source: 2010 ACS 5-year

Modoc County Demographics

Population

Population 9,605
Density 2 persons / Sq Mi

Ages:

0-18 22% 18-64 59% 65+ 19%

Education Attainment

High School 29%
Some College 40%
Bachelors 12%
Graduate or Professional 3%

Income

Median Household Income $34,588
Married with One Wage-Earner 23%

Work / Commuting

Working 36 %
Working in same County 81%
Avg Commute Time 18.2 min
Workers using Alternative Transportation 36%

Source: 2010 ACS 5-year

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