I just stopped making my house payments. How long before I must move?

In a normal market most lenders would start the foreclosure process after three missed payments. In California the non-judicial foreclosure process takes a minimum of 111 days. We are in unprecedented times in terms of the delays in the foreclosure process. Some lenders are taking over two years to foreclose. Smaller local banks, private beneficiaries, and credit unions may foreclose much faster than the larger banks. It is impossible to know exactly how long you have before the foreclosure will take place. It is reasonable that you would have at least seven months before a sale date is set. You can read more about why lenders are delaying the foreclosure process by going to http://www.foreclosuretruth.com/blog/sean/foreclosure-roulette/