heloc foreclosing after debt was discharged in bankruptcy

Submitted by Wade Borge from CA - 11/09/2009 - 12:19am

I live in Ca my bk was discharged in 08. My heloc for $80,000.00 was included. 7 months later I receive a notice from the bank that I am 9 months behind in payments. I advised them that the loan was discharged. They sent a letter stating that "they recognize that the loan was discharged but are owed the money since I still have my home" they have now filed an Notice of Default on my home. Do they have a right after the debt was discharged? What can I do? the BK was a great hardship.

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