need a title company issuing insurance on property bought at auction

Have you had possession for a year? Was the old owner in the unit when you bought it and, if so, did you pay him to leave? Was there a loan against the property? Was there surplus money created by the sale where you bought it? That's important because if the owner collected some surplus money - he acknowledged the sale.

The property first became a REO, went back to the Federal loan Bank, and The bank did not pay HOA, so the HOA foreclosed on the bank. It is a small HOA lien, so plenty of surplus. I have owned the property for more than a year, no mortgage against it....not any issue. ...but contact few title companies, and were informed that 2 year holding time. The auction was handled by a trustee company, recorded by first American title....Even first American title says the 2 year holding period. Thanks

The property first became a REO, went back to the Federal loan Bank, and The bank did not pay HOA, so the HOA foreclosed on the bank. It is a small HOA lien, so plenty of surplus. I have owned the property for more than a year, no mortgage against it....not any issue. ...but contact few title companies, and were informed that 2 year holding time. The auction was handled by a trustee company, recorded by first American title....Even first American title says the 2 year holding period. Thanks

Hmm. The last time we ran into a situation like that a couple years ago, just had to wait a year. You could pay a few grand and file a quiet title action. It would be quick since odds are the Fed Bank would default (not answer the complaint.) Did any of the title companies even suggest that?