Stopping Foreclosure
I need help so the i won loose my home i talk to the bank the i could paY $1200 à month so i need help they send me à letter the my house is on sale
I Would like to know my rights. My father in law is in pre foreclosure and we are currently trying to fix the problem, but i am concerned about my rights. I have a home built on his land there is no loan on the home I have paid cash for it to be built.
So.. now I was told that I need to qualify for an IN HOUSE LOAN.. Now what?
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Signed into a pre-mod. agreement which cured all arrearages in addition to a escrow deficiency of $5016.73. In the middle of pre-mod. our mtg. was sold. We receive final mod docs. following all required payments. Our New UPB is exactly the same. We are informed that following our 2010-2011 tax payment, the new servicer will terminate our escrow acct; which we're OK with.
The new servicer paid our 2010-2011 taxes, then above our P&I they also FORCED repayment of the 2010-2011 taxes over the next 11 mths.Read more
Hi,
I am an Oregon resident with a few questions about a property that I bought as a primary residence and later turned into a rental after buying another residence. For ease of explanation, let's say I have a total of $130,000 in loans for a condo through Wells Fargo. The loan is divided into an 80/20 and right now the balance is $115k on a mortgage and $15k on a line of credit. A few months ago I asked my realtor what she'd price the condo for if I were to try and sell it and she said $99k tops.
Here are my questions:Read more
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My house is up for auction and I haven't paid property tax or HOA dues since January 2011. Will those costs need to be absorbed by the bank if my home becomes bank owned?
Will a BK enable me to stay in my home longer at this point?
My house originally was foreclosed on last year (Oct 2010). Since, I had tenants at my home and the proper lease agreement, the bank was unable to evict me or my tenants till the the lease term was over, which was the following August 2011. When August came around, I instead received a new Notice of Trustee Sale. I was in shock because I thought my house had sold. Anyway, I went through my past correspondence from the bank and realized that I had overlooked an important document. Apparently the bank had rescinded the sale. The house was back in my name.Read more